Umpqua Watersheds is dedicated to the protection and restoration of the ecosystems of the Umpqua watershed and beyond through education, training, advocacy and ecologically sound stewardship. Help us continue to protect and restore our unique Umpqua Watershed by supporting Umpqua Watersheds.
There are many ways to leave a lasting impact on preservation and restoration of our watershed. When you make a gift through your estate, you are often able to make a bigger impact than you ever thought possible. Umpqua Watersheds legacy gift planning options include retirement plan assets, life insurance policies, bequests, and trusts. Please read our gift planning options below or download our estate planning guide to learn more about your options.
One simple way to leave a legacy for Umpqua Watersheds is to include our organization in your will. If you do not yet have a will, consider creating one online at FreeWill. FreeWill is a free tool that guides you through the process of creating a legal will online or documenting your wishes to review and finalize with an attorney near you.
Once you have arranged a gift, please let us know. We would be honored to have the opportunity to thank you. We would also like to make sure we can fulfill your wishes, while respecting your confidentiality.
If you have any additional questions we didn’t answer here, email Melanie MacKinnon or call 541-672-7065.
Bequests
Include a bequest provision to “Umpqua Watersheds, Inc.” in your will or revocable trust.
How It Works
You can provide a future gift to Umpqua Watersheds by including a bequest provision in your will or revocable trust. Umpqua Watersheds will receive your gift upon your passing based on the specifications included in the provision.
Several types of bequests are possible:
Specific: A certain dollar amount or a particular asset. “The sum of $20,000” or “100 shares of ABC stock.”
Residual: Once other assets have been distributed. “Fifty percent of the rest, residue, and remainder of my estate.”
Contingent: Only under certain conditions. “In the event my spouse does not survive me.”
Benefits
The assets remain in your control during your lifetime.
You can modify the bequest if your circumstances change.
The value of your bequest should be fully deductible for estate tax purposes.
Sample language to include Umpqua Watersheds in your will can be found on pg. 8 of our estate planning guide. If you have any additional questions about your bequest, please work with your own legal counsel and/or accountant. Email Melanie MacKinnon or call 541-672-7065 for more information.
Retirement Assets
Name “Umpqua Watersheds, Inc.” as the beneficiary of your retirement plan.
How It Works
You can name Umpqua Watersheds, Inc. as the beneficiary of the remainder of your IRA, 401(k), or other qualified retirement account. The plan’s balance will be available for Umpqua Watersheds use when the assets held in the account are transferred.
Benefits
You should pay no income or estate tax on the property remaining in your retirement account when it passes to Umpqua Watersheds.
You may continue to take withdrawals from the account during your lifetime.
If you have any questions about retirement assets, please work with your own legal counsel and/or accountant. Email Melanie MacKinnon or call 541-672-7065 if you need assistance.
Life Insurance
Fund a gift to “Umpqua Watersheds, Inc.” using a policy insuring your life.
How It Works
You can make a future gift to Umpqua Watersheds by naming “Umpqua Watersheds, Inc.” as the owner and beneficiary of a policy insuring your life. To make a gift of life insurance, you make annual gifts in the amount of Umpqua Watersheds premium payments. Once the policy matures, the proceeds are paid to Umpqua Watersheds and used to help fund our programs.
Benefits
Allows you to make a substantial gift, while the cost to you—your premiums—is relatively small.
The gifts offsetting Umpqua Watersheds premium payment should be fully deductible for gift tax purposes. You should receive an income tax deduction for the full value of such gifts—subject to certain limitations based on yearly income.
If you have any questions about making a future gift to Umpqua Watersheds by using a policy insuring your life, please email Melanie MacKinnon or call 541-672-7065 or work with your own legal counsel and/or accountant.
Trusts
Make a major gift to Umpqua Watersheds by naming “Umpqua Watersheds, Inc.” as the beneficiary of a trust.
How It Works
By setting up a trust and naming Umpqua Watersheds as the beneficiary, you make a lasting gift to Umpqua Watersheds while also creating benefits for you and/or your heirs.
There are several kinds of specialized trusts for which Umpqua Watersheds can be named as the beneficiary, including Charitable Remainder Unitrusts, Charitable Remainder Annuity Trusts, and Charitable Lead Trusts. Umpqua Watersheds may also be named as an alternative beneficiary of a trust primarily for the benefit of family members or other individuals, to receive the trust property only in the event that the primary beneficiaries are no longer living.
For more information about making a gift to Umpqua Watersheds through a trust, including the benefits of different types of trusts, please work with your own legal counsel and/or accountant and contact us to arrange the terms of the gift.
Please note that we are unable to serve as a trustee.
If you have any questions about trusts, please work with your own legal counsel and/or accountant. You can email Melanie MacKinnon or call 541-672-7065 for further assistance.
Refer to the following info as needed for initiating any of the legacy giving options above.
Official Name: Umpqua Watersheds, Inc.
State of Incorporation: Oregon
Principal Place of Business: 539 SE Main Street, PO Box 101, Roseburg, OR 97470
